How Medicare Works

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Medicare is a federal insurance program that provides health insurance for people 65 and older and individuals younger than 65 who may qualify due to certain disabilities. There are four different parts to Medicare — Part A, B, C, and D. Click the icons below to learn more about each part!

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Click on a letter below to learn more about the parts of Medicare.

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PARTA

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PARTB

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PARTC

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PARTD

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WHAT IS MEDICARE PART A?

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Medicare Part A is inpatient and hospital insurance. Part A coverage applies to:

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• Inpatient hospital care

• Skilled nursing care

• Hospice care

• Some home health care

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WHAT IS MEDICARE PART B?

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Medicare Part B is outpatient medical insurance. Part B coverage applies to:

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• Services from doctor

• Outpatient care

• Durable medical equipment

• Preventative services

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WHAT IS MEDICARE PART C?

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Medicare Part C (Medicare Advantage) are privately managed, federally approved Medicare plans. Part C plans combine the benefits of Part A and B into one plan and may also include:

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• Prescription drug coverage

• Dental, vision, and hearing coverage

• Wellness programs and telehealth services

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WHAT IS MEDICARE PART D?

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Medicare Part D plans provide beneficiaries with privately managed, federally approved prescription drug coverage. Medicare Part A and B don’t offer prescription drug coverage, so Part D helps:

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• Manage prescription drug costs

• Provide discounts at in-network and preferred pharmacies

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